Simplifying Your Saving and Investing with the Highest Standards of Integrity
One of the most important decisions you make is to partner with a trusted, qualified advisor.
We understand that making financial decisions can be difficult and know that educating yourself is key to achieving financial well-being. As such Simplified Financial educates you through one-on-one consultations, ongoing meetings, and timely market commentary.
If you are not finding the financial information you are looking for – just ask, we would love to hear from you! We pride ourselves on being proactive and responsive to prospective and existing client inquiries and suggestions.
Our Team
Carmen Andrews, CFS®
Founder and Financial AdvisorGenesis Rubinos
Client Service StrategistEric Parnell, CFA
Chief Market StrategistNick Dalessandro
Senior Associate, Asset ManagementKaela Frenchman
Associate, Asset ManagementEvan Coffey
Associate, Asset ManagementOur Services
The Simplified Financial team takes on a fiduciary role – meaning they put their clients’ best interests above their own. Our advice is tailored to your needs and designed to align your financial resources with your personal goals. We will gain a deep understanding of what is important to you by reviewing all aspects of your financial household, not just your investment accounts. This means you’ll receive personalized and actionable advice through each phase of our relationship.
Investment Management
Our investment strategy goes beyond security selection by considering tax efficiency, illiquid investments, asset preservation, debt analysis, and cash flow.
Financial Planning
We see the big financial picture and take a comprehensive look at all your assets, utilizing data and cutting-edge technology to ensure you get a personalized financial strategy that helps you pursue all of your financial goals.
Retirement Planning
Retirement is a major financial transition that involves high stakes and irrevocable decisions. A clear roadmap with defined milestones means you’ll be informed and ready when the next phase of life arrives.
Risk Management
Safeguarding you against all the ‘what ifs’ in life means considering what happens if the worst, or best, comes your way. A well-crafted plan highlights the possible but is flexible enough to mitigate the improbable.
Insurance
As a strategic partner, we take into account the full breadth of your financial circumstances, and this often includes disability income insurance, life insurance, and long-term care insurance.Our Process
Introductory Meeting
This is the first part of establishing a fruitful partnership, so be prepared! Our goal is to mutually establish what each of our expectations are and establish whether an ongoing relationship is a good fit. In this phase we will identify your goals, priorities, preferences, as well as potential obstacles.
Exploration Phase
Based on our first meeting, we now take a deeper dive into your individual financial situation. During this session we begin to sketch a preliminary plan as we engage in a more comprehensive discussion about your personal and financial goals. This phase is essential to developing a customized, comprehensive plan.
Detailed Planning
Ongoing Aid & Advice
As your life circumstances facilitate a different approach to financial planning, wealth management, and savings options, we will be a constant presence to ensure that your plan transitions along with you. Your priorities and goals will inevitably shift through time which is why we are here to proactively update and evolve your financial plan.
– Carmen Andrews, CFS®
Insights
Economic & Market Report: Giving Thanks
Latest
Economic & Market Report: 78 More Than 47 (or 45)
Economic & Market Report: It Takes Time
Economic & Market Report: 2024 Election Results – Market Impact
Economic & Market Report: The Heat Is On
Economic & Market Report: Stocks Don’t Care Who Wins
Economic & Market Report: Silver and Gold
Charities
Simplified Financial proudly supports the following organizations.
